Page 13 - The Index
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Specialism/USP Dependable and creative, with quick decisions
Charges 1st, 2nd
FCA Regulated Yes
Interest Range From 1% pcm
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Residential, investment, commercial, development
Unacceptable Security Types N/A
Treatment of Interest – rolled, Rolled, retained, serviced retained, serviced
Max LTV 70% net residential, 65% net commercial
Max Loan to GDV N/A
Max Loan to Cost 100%
Min/Max Loan Term Up to 18 months
Min/Max Loan Size £30k-£7m
Geographical Lending Area England, Wales and Scotland
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed No
Commission Rate Negotiable
Associations ASTL, NACFB, AOBP
Early Redemption Charges Yes, minimum 3 months
Investment Yes
Owner-occupied Yes
Interest-only Options N/A
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