Page 23 - The Index
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Specialism/USP Providing 100% VAT finance
Charges N/A
FCA Regulated Yes
Interest Range N/A - we charge a one-off fee
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Any VAT elected UK property
Unacceptable Security Types Non-VAT elected property
Treatment of Interest – rolled, N/A retained, serviced
Max LTV 100% of the VAT payable
Max Loan to GDV N/A
Max Loan to Cost N/A
Min/Max Loan Term VAT repayment from HMRC
Min/Max Loan Size N/A
Geographical Lending Area UK
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate 0.5%
Associations TBA
Early Redemption Charges No
Investment Yes
Owner-occupied Yes
Interest-only Options N/A
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