Page 45 - The Index

Specialism/USP Unsecured business loans
Charges 2nd (if secured)
FCA Regulated No
Interest Range From 4.9% pa
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Personal guarantee (unsecured)
Unacceptable Security Types N/A
Treatment of Interest – rolled, Fixed retained, serviced
Max LTV N/A
Max Loan to GDV N/A
Max Loan to Cost N/A
Min/Max Loan Term 6 months-5 years
Min/Max Loan Size £5k-£350k (£1m secured)
Geographical Lending Area UK
New Builds N/A
Refurbishment Yes
Conversions N/A
Grade Listed Buildings N/A
Mixed Schemes N/A
Planning Permission Needed N/A
Commission Rate Up to 8%
Associations NACFB
Early Redemption Charges No
Investment Yes
Owner-occupied N/A
Interest-only Options No
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