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                                    Product types Bridging loan and development exitsCharges 1stFunding model Family offices and UHNIFCA regulated NoInterest range Bridging from 0.89%Fixed/variable interest Both fixed and variable rates availableTreatment of interest and default interestRetained % serviced options available or a combination of both. Defaults rates charged as per contractSectors Residential, commercial, semi-commercial, HMO, PBSAMax LTV 70%Max LTGDV N/AMax LTC 90%Min and max loan term 1–24 monthsMin and max loan size £1m–£50mMin property value £1mValuation retypes Accepted Rental calculations and exposureN/AGeographical lending areas EnglandTypes of valuation accepted Retypes and Red BookNew builds YesHeavy refurb YesGrade listed buildings YesGreen/sustainable product NoPlanning permission needed YesCommission rate NegotiableAssociations/charters NACFB/FIBATypes of landlords accepted AllUpfront fees NoBroker portal NoEarly redemption charges NoInvestment YesOwner occupied NoElectronic signatures acceptedYesLending on land NoLender Index | 45
                                
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