Page 51 - The Index
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                            LENDING TOGETHER
   Specialism/USP Fast, flexible, short-term finance
  Charges 1st, 2nd
  Funding Private
  FCA Regulated Yes
  Interest Range From 0.75%
  Base Rate N/A
  Security Types Residential (business purposes), commercial, semi- commercial, investment, land with and without planning
permission
  Unacceptable Security Types N/A
  Treatment of Interest Rolled, retained, serviced
  Max LTV 75%
  Max Loan to GDV 70%
  Max Loan to Cost N/A
  Min/Max Loan Term 1-24 months
  Min/Max Loan Size £50k-£1m
  Geographical Lending Area England, Scotland (Glasgow & Edinburgh), Wales (Cardiff)
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed No
  Commission Rate From 1%
  Associations ASTL, NACFB
  Upfront fees Yes
  Early Redemption Charges Individually assessed
  Investment Yes
  Owner-occupied Yes (2nd charge only)
  Interest-only Options Yes
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