Page 51 - The Index
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Specialism/USP Quick, flexible, specialist, transparent
Charges 1st
FCA Regulated No
Interest Range Competitive rates tailored to each deal
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Residential, commercial
Unacceptable Security Types N/A
Treatment of Interest – rolled, Rolled, retained, serviced retained, serviced
Max LTV 75% residential, 65% commercial
Max Loan to GDV N/A
Max Loan to Cost N/A
Min/Max Loan Term 1-12 months
Min/Max Loan Size £100k-£5m
Geographical Lending Area England, Scotland and Wales
New Builds No
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate On application
Associations ASTL, AOBP, NACFB
Early Redemption Charges No
Investment Yes
Owner-occupied No
Interest-only Options Yes
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