Page 55 - The Index
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Specialism/USP Straight answers, reliable and flexible
Charges 1st, 2nd
FCA Regulated Yes
Interest Range Bridging from 0.64%, development from 9.5%
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Residential, commercial, investment, development, semi- commercial, land
Unacceptable Security Types Owner-occupied, non-existent/unrealistic exit
Treatment of Interest – rolled, Rolled, retained, serviced retained, serviced
Max LTV 75%
Max Loan to GDV 70%
Max Loan to Cost 90%
Min/Max Loan Term 1-24 months
Min/Max Loan Size £75k-£10m+
Geographical Lending Area England, Scotland, Wales
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate Negotiable
Associations NACFB, ASTL, CML, AOBP
Early Redemption Charges No
Investment Yes
Owner-occupied No
Interest-only Options Yes
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