Page 63 - The Index
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Specialism/USP In-house funds, fast, flexible and complex bridging, re-bridging
Charges 1st, 2nd
FCA Regulated No
Interest Range From 0.75% pcm
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Residential investments, semi-commercial, commercial
Unacceptable Security Types Flying freehold
Treatment of Interest – rolled, Rolled, retained, serviced retained, serviced
Max LTV 75%
Max Loan to GDV N/A
Max Loan to Cost N/A
Min/Max Loan Term 3-18 months
Min/Max Loan Size £250k-£10m
Geographical Lending Area England
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate From 1% plus incentives
Associations AOBP, NACFB, ASTL, London Chamber of Commerce & Industry
Early Redemption Charges No
Investment Yes
Owner-occupied Yes, for business purposes and commercial
Interest-only Options Yes
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