Page 67 - The Index
P. 67

                   Specialism/USP Flexible product range backed by competitive rates and award-winning service
  Charges 1st, 2nd
  Funding Retail deposits
  FCA Regulated Yes
  Interest Range Bridging from 0.68%, development from 0.78%
  Base Rate N/A
  Security Types Most considered
  Unacceptable Security Types Land without planning
  Treatment of Interest Rolled, serviced
  Max LTV Up to 75% depending on scheme
  Max Loan to GDV 60%
  Max Loan to Cost 100%
  Min/Max Loan Term 1-18 months (unregulated) 1-12 months (regulated)
  Min/Max Loan Size £100k-£5m
  Geographical Lending Area England, Wales and Scotland
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed Yes
  Commission Rate 1% of the loan including any fees added, excluding our arrangement fee
  Associations NACFB, ASTL, FIBA
  Upfront fees No
  Early Redemption Charges No
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes
  The Index | 67






































































   65   66   67   68   69