Page 69 - The Index
P. 69

         Specialism/USP Residential property finance
  Charges 1st
  Funding In-house
  FCA Regulated No
  Interest Range 7% pa
  Base Rate 4% over 3 month LIBOR (min 7%)
  Security Types Residential
  Unacceptable Security Types N/A
  Treatment of Interest Rolled
  Max LTV N/A
  Max Loan to GDV 65%
  Max Loan to Cost circa 80%
  Min/Max Loan Term circa 12 months
  Min/Max Loan Size £500k-£3m
  Geographical Lending Area England and Wales
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings No
  Mixed Schemes No
  Planning Permission Needed Yes
  Commission Rate Negotiable
  Associations N/A
  Upfront fees Yes
  Early Redemption Charges No
  Investment No
  Owner-occupied No
  Interest-only Options No
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