Page 7 - The Index
P. 7

Specialism/USP Auction, downsize, refurbishment, self-build and development
Charges 1st and/or 2nd
FCA Regulated Yes
Interest Range From 1% pcm
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Residential, semi-commercial, commercial, land
Unacceptable Security Types None
Treatment of Interest – rolled, Retained and/or serviced retained, serviced
Max LTV 75% (higher with additional security)
Max Loan to GDV 100% of costings available
Max Loan to Cost 100% of costings available
Min/Max Loan Term No minimum-18 months
Min/Max Loan Size £10k-£5m
Geographical Lending Area England, Wales and Scotland
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed No
Commission Rate 50% of arrangement fee disclosed as paid to broker
Associations CML, AOBP, NACFB
Early Redemption Charges No
Investment Yes
Owner-occupied Yes
Interest-only Options Yes
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