Page 71 - The Index
P. 71

                     Specialism/USP Speed, asset-based, lend on OMV, no PGs required
  Charges 1st, 2nd
  Funding Multi-funding vehicles
  FCA Regulated No
  Interest Range 0.79-1.2% pcm
  Base Rate N/A
  Security Types Resi, commercial, investment, mixed, HMO
  Unacceptable Security Types Land, industrial units
  Treatment of Interest Retained, serviced
  Max LTV 70%
  Max Loan to GDV N/A
  Max Loan to Cost N/A
  Min/Max Loan Term 3-24 months
  Min/Max Loan Size £100k-£5m
  Geographical Lending Area England
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed N/A
  Commission Rate By agreement
  Associations NACFB, ASTL
  Upfront fees No
  Early Redemption Charges No
  Investment Yes
  Owner-occupied Yes, for business purposes only
  Interest-only Options Yes
  The Index | 71

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