Page 75 - The Index
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Specialism/USP Speed, certainty, flexibility
Charges 1st, 2nd
FCA Regulated Yes
Interest Range From 0.6% pcm
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Residential, commercial, investment, development, semi- commercial
Unacceptable Security Types N/A
Treatment of Interest – rolled, Rolled, retained, serviced retained, serviced
Max LTV 70%
Max Loan to GDV 70%
Max Loan to Cost 85%
Min/Max Loan Term 1 month-5 years
Min/Max Loan Size From £50k (no maximum)
Geographical Lending Area England
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed Yes
Commission Rate 1.25-2.5%
Associations ASTL, NACFB, AOBP
Early Redemption Charges Yes (where applicable)
Investment Yes
Owner-occupied Yes
Interest-only Options Yes
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