Page 9 - The Index
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Specialism/USP Principal lender, commercial, regulated
Charges 1st, 2nd
FCA Regulated Yes
Interest Range From 0.65% pcm
Base Rate/LIBOR (floor rate N/A if applicable)
Security Types Commercial, residential, development
Unacceptable Security Types Agricultural holdings, non-conforming, unusual properties
Treatment of Interest – rolled, Retained, serviced retained, serviced
Max LTV 75%
Max Loan to GDV 65%
Max Loan to Cost 80%
Min/Max Loan Term 3-36 months
Min/Max Loan Size £250k–£10m
Geographical Lending Area England, Wales and Scotland
New Builds Yes
Refurbishment Yes
Conversions Yes
Grade Listed Buildings Yes
Mixed Schemes Yes
Planning Permission Needed No
Commission Rate Negotiable
Associations NACFB, ASTL, AOBP
Early Redemption Charges Yes, none after 3 months
Investment Yes
Owner-occupied Yes
Interest-only Options Yes
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