Page 9 - The Index
P. 9

                                               Specialism/USP Auction, downsize, refurbishment, self-build and development
  Charges 1st and/or 2nd
  Funding Share holder funds and funding lines
  FCA Regulated Yes
  Interest Range Bridging from 0.56%, Development from 0.85%
  Base Rate N/A
  Security Types Commercial, residential, development
  Unacceptable Security Types Agricultural holdings, non-conforming, unusual properties
  Treatment of Interest Retained, serviced
  Max LTV 75%
  Max Loan to GDV 65%
  Max Loan to Cost 90%
  Min/Max Loan Term 3-36 months
  Min/Max Loan Size £100k-£10m
  Geographical Lending Area England, Wales and Scotland
  New Builds Yes
  Refurbishment Yes
  Conversions Yes
  Grade Listed Buildings Yes
  Mixed Schemes Yes
  Planning Permission Needed No
  Commission Rate Negotiable
  Associations NACFB, ASTL
  Upfront fees No
  Early Redemption Charges Yes, none after 3 months
  Investment Yes
  Owner-occupied Yes
  Interest-only Options Yes
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