Page 95 - Demo
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                                    Product types BridgingCharges 1st, 2nd Funding model Private equityFCA regulated NoInterest range Bridging from 0.65% pcm above baseFixed/variable interest VariableTreatment of interest and default interestTreatment of interest completely at choice of borrowerDefault interest +5%Sectors ResidentialMax LTV 75%Max LTGDV N/AMax LTC N/AMin and max loan term 3 months minimum; 36 months maximumMin and max loan size £1m minimum with no maximumMin property value £1.5mValuation retypes Will allow if on panel and within three monthsRental calculations and exposureN/AGeographical lending areas GlobalTypes of valuation accepted Red BookNew builds YesHeavy refurb NoGrade listed buildings YesGreen/sustainable product NoPlanning permission needed NoCommission rate 1%Associations/charters N/ATypes of landlords accepted AllUpfront fees YesBroker portal NoEarly redemption charges NoInvestment YesOwner occupied NoElectronic signatures accepted YesLending on land NoLender Index | 95
                                
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