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                                    Product types Commercial, semi-commercial and buy to let mortgages, and bridging and developer exit financeCharges 1st Funding model Retail depositsFCA regulated NoInterest range Refer to websiteFixed/variable interest Refer to websiteTreatment of interest & default interestRefer to websiteSectors Most asset classes considered Max LTV Product type dependent – refer to website Max LTGDV Product type dependent – refer to website Max LTC Product type dependent – refer to website Min & max loan term Product type dependent – refer to website Min & max loan size Product type dependent – refer to websiteMin property value Product type dependent – refer to website Valuation retypes Can be consideredRental calculations & exposure Property and customer type dependent – refer to websiteGeographical lending areas England and WalesTypes of valuation accepted Short and long formNew builds YesHeavy Refurb YesGrade listed buildings NoGreen/Sustainable product NoPlanning permission needed Yes, for heavy and tier 2 refurb bridgingCommission rate For further information, speak to our national Specialist Finance sales teamAssociations/Charters UK Finance, IMLA, AMI, FLA, NACFB, FIBA and the Financial Services ForumTypes of landlords accepted HMO, ltd co and portfolio. For further information, speak to our national Specialist Finance sales teamUpfront fees YesBroker portal YesEarly redemption charges YesInvestment YesOwner occupied YesElectronic signatures accepted NoLending on land NoCorrect as at Jul 2023Lender Index | 49
                                
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